HL
360°AI

Home Loan 360° AI

For Mortgage Brokers

Efficiency | Time | Cost

Savings

Broker Efficiency
Smarter Workflow
Time Savings
Cost Savings

Work Smarter. Close Faster. Grow More.

Trusted by NZ mortgage brokers

What is HL360° AI?

A B2B SaaS platform that consolidates the entire New Zealand first-home-buyer journey into a single, broker-managed AI interface.

01

Credit-Readiness Pre-Screening

XGBoost ML model

Synthesises bank statements, KiwiSaver, and credit bureau data into a plain-English broker summary with explainability.

02

Property Match Engine

Collaborative filtering

Matches live listings from Trade Me Property, OneRoof and Homes.co.nz against the client budget and stated preferences in real time.

03

Document Intelligence

Fine-tuned BERT

Reads LIM reports and building inspection reports up to 80 pages and produces a risk-rated, plain-English one-page summary for the broker.

04

AI Legal-Assistance Interface

GPT-4.1

Summarises Sale and Purchase Agreements, flags non-standard clauses, and prepares structured questions for the client's solicitor to review.

Built for brokers — not a consumer app in disguise

Every comparable tool on the market today is B2C. HL360° AI is the only broker-managed, B2B platform purpose-built around the NZ first-home-buyer workflow.

FeaturereAlpha (USA)Sparrow Lane (Global)Redfin (USA)Tella (NZ)Zillow (USA)HL360° AI
Business modelNoNoNoNoNoYes
Credit-readiness pre-screeningPartialPartialNoYesNoYes
Property match engineYesYesYesNoYesYes
LIM report processingNoNoNoNoNoYes
AI legal-assistance interfacePartialPartialNoNoNoYes
Document intelligence for building reportsPartialPartialNoNoNoYes
First home loan eligibility pre-screeningNoNoNoNoNoYes
KiwiSaver withdrawal integrationNoNoNoNoNoYes
Kāinga Ora scheme integrationNoNoNoNoNoYes

Ready to work smarter with your next client?

Onboard a client, run an affordability assessment, and get an AI-reviewed risk summary — all before your next coffee.